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On Behalf of Adpuma Adam

#1 User is offline   sky 

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Posted 09 April 2003 - 10:41 AM

As some members know, my FRP (#405) was written off recently. I won't go into the full name and shame details of my insurer YET but to say that their offer for my car was an insult is an understatement.

I'm now compiling evidence to present to them and support my claim for a sensible offer... if anyone on the FRP list has bought or sold recently for 13k GBP or over I would be grateful for any details.

I also believe this could be in the best interests of all owners in the long term, especially if anybody else should ever need to make such a claim.

Many thanks

Adam

#2 User is offline   Adpuma 

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Posted 09 April 2003 - 11:13 AM

Well, to keep it short, on a very cold night in February I hit the big roundabout outside Festival leisure Park in Basildon. It's on a curved bit of road (surprised me when I've been there subsequently how far you actually need to steer round it) with a slight incline and dip, and I reckon frost on the road must have contributed to the front of the car slipping and hitting the raised concrete edge. Problem is, that then acts as a ramp and sends the car airborne.

I've also since wondered if oil etc on the road may have got onto my tyres - there were three (!) other serious accidents on that same stretch of road that night and I had only just gone past a Peugeot laying on its roof at the side of the road...in hindsight maybe I was relatively lucky, at least I was unhurt apart from a couple of minor nicks where a roadsign went through my windscreen about 10 inches from where my head could have been :shock:

As I've since mentioned to Chris Downes, those Sparco seats and the seatbelt pretensioners saved my life by holding me in place so well.

#3 User is offline   happy-kat 

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Posted 09 April 2003 - 11:13 AM

tricky one, but for a good well sorted low mileage FRP I would expect 13k payout. as u will need that to buy another, if not a bit more.
A really mint FRP should IMHO still fetch 14-15k.
searching is fruitful | I'm a sponge not a mechanic | please do try that if stuck with a Puma problem whilst waiting for a reply | For the Puma fan this read 'The Inside Story Book' is very nice to own sometimes still seen for sale

#4 User is offline   Adpuma 

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Posted 09 April 2003 - 11:23 AM

Thanks HappyKat

That's what I am trying to explain to my insurers.

My car was absolutely A1 condition, barely even a chip to be found, X reg and had just that night ticked over 9000 miles. I washed it every week, regularly waxed it, the interior was always spotlessly clean.

In fact, the more I think about it, the more I want to get another one! :cry:

#5 User is offline   happy-kat 

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Posted 09 April 2003 - 11:49 AM

Adam, u did not have urs long either, so given IIRC u paid 14k for urs then I would have thought they would pay 13k.. (even 12k would buy u another, or a Kat and leave some change to mod it a bit again as u had ur previous one)
Note sure how these claims work, but it may help to collect as much info as possible, re what it would cost to replace urs now with a like for like one for sale..
searching is fruitful | I'm a sponge not a mechanic | please do try that if stuck with a Puma problem whilst waiting for a reply | For the Puma fan this read 'The Inside Story Book' is very nice to own sometimes still seen for sale

#6 User is offline   sky 

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Posted 09 April 2003 - 12:05 PM

Come come.. spill the beans then... how much did they offer you?
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#7 User is offline   Adpuma 

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Posted 09 April 2003 - 12:33 PM

Well, when you see their offer you'll realise why I posted and why I think perhaps insurance companies in general may need a polite "heads up" that an FRP ain't quite the same as a standard Puma.

Wait for it...

7850 GBP. :evil:

I would have laughed but it was so poor it's not even funny. Suffice to say further action is currently underway, but as I mentioned I would be grateful if anyone knows of any recently sold FRPs of comparable condition to my own so I can add weight to my argument.

#8 User is offline   BOK 

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Posted 09 April 2003 - 12:37 PM

QUOTE
Well, when you see their offer you'll realise why I posted and why I think perhaps insurance companies in general may need a polite "heads up" that an FRP ain't quite the same as a standard Puma.

Wait for it...

7850 GBP.   :evil:


...you've been paying insurance for an FRP but offered you a payout equivalent to a Puma 1.6...

Sounds like an insurance company to avoid...

#9 User is offline   pumaduppa 

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Posted 09 April 2003 - 06:59 PM

Adpuma, are you the friend of Steve with the ST170 down in Essex? If so I think he told me about your accident when I saw him in Nottingham a few weeks ago. Sorry to hear about your car mate :?

If it helps at all, I bought my FRP # 0180 about 7 weeks ago. I paid £12,500 for it. The milage was 32k miles.

Did you inform the insurance company that it was an FRP. I had to tell them mine was an FRP because it only came up on there system as a standard 1.7

Good luck chap :wink:
LSD FMC # 16

#10 User is offline   R5CPD 

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Posted 09 April 2003 - 07:09 PM

Adam, PM me and I'll send you a copy of the Ford Dealer sales invoice for my FRP which I purchased in January. :wink:

£7850!!!! :shock: I know that we discussed 10-11k at the weekend, but this figure's insane! :evil: Grrrrr!

Hey, insurance companies. I love them!! sad.gif
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#11 User is offline   thelongads 

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Posted 09 April 2003 - 07:51 PM

I bought FRP 219 6 weeks ago for £12,900 and had 17k on the clock. The only blemishes were the usual rear wheel arch stone chips

This insurance business is a bit scary - I had quotes posted out to me and most had the car as a 1.7 16v!! even HPI had it described the same

My insurance certificate finally is right - it says Ford racing coupe!

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#12 User is offline   ALAN at PUMABUILD 

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Posted 09 April 2003 - 08:46 PM

Can any one ring adpuma and get him to ring me or email me i have some info that may help him :?:
Pumabuild@blueyonder.co.uk

#13 User is offline   Adpuma 

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Posted 15 April 2003 - 07:22 AM

Pumaduppa, yeah that's me.

Still considering my options for when I get a 'proper' car again. Steve may be selling his ST170 for a very good price, but then having been passenger in an FRP with the windows open recently (thanks Chris!) I'm getting very tempted... :twisted:

My only reservations with getting another Ford are that my local dealers are disgustingly bad and have really put me off buying anything new enough to have a warranty.

Other options include an Integra Type-R (about the closest rival to an FRP), Civic Type-R (numb steering but superb engine) or maybe I'll test drive some of the latest hot hatches (i.e. 172 Cup, Cupra R) and see what they're like.

#14 User is offline   BOK 

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Posted 15 April 2003 - 08:39 AM

QUOTE
Still considering my options for when I get a 'proper' car again. Steve may be selling his ST170 for a very good price, but then having been passenger in an FRP with the windows open recently (thanks Chris!) I'm getting very tempted...  :twisted:  

My only reservations with getting another Ford are that my local dealers are disgustingly bad and have really put me off buying anything new enough to have a warranty.  

Other options include an Integra Type-R (about the closest rival to an FRP), Civic Type-R (numb steering but superb engine) or maybe I'll test drive some of the latest hot hatches (i.e. 172 Cup, Cupra R) and see what they're like.



Watch out for sliding depreciation on the ST170...it could turn out to be a very expensive car overall.

Not all the Ford dealers are bad, but changing brand doesn't guarantee your dealer woes will be over. However I do find some dealers in general are good, like Nissan, Toyota, Honda etc...

The Integra R is still the only other car I would consider over an FRP, but running the sums on ownership costs puts the FRP well ahead. Once you take into account servicing, depreciation (I know someone on this forum keeps dumbing the value of the FRP but once you actually open your eyes and see the fact that I will have only lost about £2k over 1.5 years and 20k miles of driving, and there is a VERY real prospect GOOD GENUINE FRPs can appreciate unlike a std. 1.7 Puma), driving dynamics (you are familiar with this smile.gif )...OK you can get faster cars but that doesn't mean they are better overall...

I'm sure after test driving a few of the mainstream models you'll find they lack that certain something (especially after you see about 100 others on your test drive!).

#15 User is offline   R5CPD 

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Posted 15 April 2003 - 07:53 PM

QUOTE
My only reservations with getting another Ford are that my local dealers are disgustingly bad and have really put me off buying anything new enough to have a warranty.


You already know the answer to that problem, don't you Ad! :wink:
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#16 User is offline   ALAN at PUMABUILD 

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Posted 23 August 2004 - 03:18 PM

405 is back on the road now and our Mechanic now owns her she had a shell change and now looks nice again

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